Point no. 3 is what most Singaporeans have in mind and I have always feel that I cannot let the money in CPF OA to idle receiving the minor 2.5% interest compare to investing in equities. But the 35% limits on your OA account is really limiting. Looking at 20k interest @ 3.5%, 35% of OA invested in stocks @ average of 6% yield and the rest at 2.5% interest. The following table states the yield for...